As Turesta we are only working with the developers who have given completion guarantee to banks. According to new real estate law, if developers are not providing completion guarantee to banks, they cannot provide off plan mortgages to their clients. Therefore your off plan investment is safe with us. But, just to provide the general rules & laws about this subject: In sales contracts, there are penalties for both sides. The developer needs to abide by the construction completion date which is written on the contract. If developer cannot complete the project on this date, then by law they have another 6 months to complete. However, from this date forward, the developer will start paying you monthly penalties which would be the equivalent of a monthly rental income. Alternatively, they can give all your deposits and payments back to you.